Insurance is essential for all security guard companies that want to protect their finances, their employees, their assets, and their hard work.
Here at BSGIns, we understand just how daunting of a task it can be to find coverage that is not only affordable, but will keep your company running smoothly during any number of financial or civil ordeals in the future. If you are ready to safeguard your business with comprehensive coverage, feel free to contact BSGI today to discuss your insurance options.
Security companies require a specialized insurance policy tailored to their specific needs
Each and every security company comes with its own unique needs, and that is why it is crucial to find an insurance provider that will take the time to help you explore many of the challenges that will come up in the future, including those that are unforeseen. There is a wide array of variables that will dictate the style of coverage that you need as well as the overall amount of assistance that be required in the coming years. Will your guards be armed or unarmed? Will you need insurance for hired or owned vehicles? Will your guards be on salary or paid hourly? These are just a few of the considerations that must be made when it comes time to choose the perfect policy for your own business.
Finding robust general liability coverage for your company and your employees is often one of the most versatile and affordable options. These policies will help to protect your company’s assets in the case of any legal ordeals that are sure to arise at some point in the future. All of our carriers are A XV rated or better by AM Best, and this means that you can rest assured you will have the backing that you need when any problems do become apparent.
Along with general liability coverage, BSGIns is also proud to offer supplemental or specialty insurance to you and your company. Workers’ compensation can become an unmanageable strain on a company’s resource when proper plans have not been made, and our nationwide coverage has options for all armed guards, unarmed guards, private investigators, and executive protection. These affordable rates are determined by individual loss history as well as the size of the account.
Whether you are looking at PPO coverage, HMO policies, or medical savings accounts, it is important for all businesses to understand the advantages and disadvantages of each form of health insurance. PPO coverage accommodates for huge savings when parties opt for preferred providers and facilities, but have reduced rates for any services that are received outside of the preferred network. HMO “Managed Care” plans are run by the individual’s Primary Care Physician (PCP) and this option takes the guesswork out of deductibles, claim forms, and coinsurance payments. With recent laws now in place, Medical Savings Plans allow for pre-tax earnings to be set aside to cover the costs of high deductible PPO policies.
From your fleet of vehicles to the health coverage that you and your staff need, it is time to take that first step in protecting your company and its assets. If you have recently begun the process of finding affordable and comprehensive insurance for your security guard company, contact BSGI online or over the phone today to see which of these amazing options will work for you.